Skip to content
Mo Headshot
Nice to meet you! My name is,

Melissa Oldham

Co Founder - Loan Officer
NMLS#: 1771407

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

Apply Online
Hello, welcome to my page.

Melissa, known professionally as Mo, brings over 22 years of mortgage expertise to every client relationship. She began her career in 2003 as a loan processor and quickly rose to become one of the top processors in the nation, earning national recognition for volume, precision, and execution.

Her deep command of mortgage operations and backend strategy made the transition to loan officer seamless. Mo is known for tackling complex, non-traditional lending scenarios, closing loans with speed and accuracy while delivering a high-touch, confident client experience from start to finish.

An Arizona native, Mo is a proud mother of two sons and a dog mom, a competitive bodybuilder, and an avid traveler. She brings the same discipline, focus, and commitment to her personal life as she does to her work. Mo genuinely values every client relationship and looks forward to helping each client achieve what’s possible, whether purchasing a home or refinancing with strategy and purpose.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Back To Top